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A secure way to earn interest and grow your savings


How much do you need to make your savings goals a reality? Whether you are planning to buy a house, buy a car, or build an emergency fund, our calculator can help you estimate the amount you need to save each month.


Special CD Rates from FIBT

Fixed-Term CD (Certificate of Deposit) Account

Maximize your earnings with a commitment to saving.

  • 4.32% APY* for 3 months
  • 4.35% APY* for 7 months
  • 3.75% APY* for 13 months

FDIC insured | $2,500 minimum balance | Easy to open | Monitor your earnings online

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*APY - Annual Percentage Yield on these Certificates of Deposit (CD) is accurate as of 11/18/2024. Rates, terms and conditions are subject to change without notice. Minimum opening deposit to earn the stated APY for any special CD account is $2,500.00. Fees could reduce earnings on this account. A penalty may be imposed for early withdrawal of funds. These offers are for consumer and non-consumer accounts and not for public funds.



Open a regular savings account at FIBT

Regular Savings Account

Earn interest, and keep your money accessible

Save for life’s necessities, goals, and emergencies with a convenient, simple savings account. It’s perfect at any stage in life. Earn interest based on your average daily balance and enjoy unlimited in-person withdrawals.

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Open a first money market account at FIBT

First Money Market

Great returns for long-term goals

Keep a higher balance for a great interest rate, while maintaining the flexibility of our other savings accounts. Account service charge fees are waived when you maintain a minimum balance. The more you save, the more you earn.

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Open a premium money market account at FIBT

Premium Money Market

Maximize your earnings with a commitment to savings

Our highest-yield traditional savings option. Earn interest on your high-balance account at a healthy rate, while maintaining anytime access.

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Calculate the perfect savings plan

How much do you need to make your savings goals a reality?

Whether you are planning to buy a house, buy a car, or build an emergency fund, our calculator can help you estimate the amount you need to save each month.

Savings Calculator


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