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Home Equity

What is home equity?

Your home equity is based on the difference between the current value of your home and the current balance on your mortgage. For example, if the value of your home is $200,000 and you still owe $150,000 on your mortgage, your equity is $50,000.


Home Equity Loans & Lines of Credit

Home Equity Loans & Lines of Credit

Use your assets to your advantage

If you have considerable equity in your home, are a responsible borrower, with steady reliable income you may be eligible for a home equity loan or line of credit. If you’ve got a home, you’ve got options. Consolidate your debt, free up money for other investments or tackle a remodel with a home equity loan. With your home as collateral, you can tackle large expenses and secure great terms when you finance with First International Bank & Trust. Home equity loans and lines of credit are available in the following states: AZ, IA, MN, MT, ND, SD.


Home Equity Line of Credit

Home Equity Line of Credit

Competitive terms to meet your needs

Our home equity line of credit (HELOC) offers a variable interest rate. This revolving credit line provides funds to use for large expenses, or to consolidate higher-interest rate debt. Home lines of credit are available in the following states: AZ, IA, MN, MT, ND, SD.

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Home Equity Loan

Home Equity Loan

Fixed rate loan and payments

Home equity loans typically carry fixed interest rates that are often lower than credit cards or other unsecured consumer loans. A fixed rate provides more straight forward budgeting, since your monthly payment amount remains the same over the life of the loan. Home loans are available in the following states: AZ, IA, MN, MT, ND, SD.

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