FIBT Online Privacy Policy

Welcome to First International Bank & Trust

This Online Privacy Policy explains First International Bank & Trust’s (FIBT) information-gathering and online policy practices for our websites, our mobile apps and any products or services subscribed to via our websites and mobile apps.

FIBT has developed policies and procedures to protect your personal information and privacy. As such, this Online Privacy Policy lets our users know what information we collect, why we collect it and what we do with it. FIBT’s goal is to collect and use only that information necessary to better understand you and provide you with a personalized experience.

FIBT Commitment to Your Privacy

• Acceptable Use of FIBT Website and Mobile Apps
• What kind of information does FIBT collect and when?
• How FIBT Uses Cookies or Tracking?
• How will I know if the Privacy Policy or Notice is Updated?
• What are the Online Banking Terms & Conditions?
• Who do I contact with questions on the Privacy Notice?

Acceptable Conditions of Use

This Privacy Notice is incorporated into and is subject to the FIBT Conditions of Use of www.fibt.com and our mobile apps. As a condition of your use of FIBT.com and our mobile apps, you warrant that you will not use the site or apps for any purpose that is unlawful or prohibited by these terms, conditions and notices. You may not use the FIBT.com site in any manner that could damage, disable, overburden, or impair the FIBT.com site or interfere with any other party’s use of the site. If you do not agree to this Privacy Notice or the Conditions of Use of www.fibt.com, please do not provide us with any information and do not use this site.

For your convenience, FIBT.com also contains links to other websites and third parties (‘Linked Sites’). Linked Sites are not under the control of FIBT & therefore we are not responsible for the contents of any Linked Site. Once you link to another website from www.fibt.com, you are subject to the terms and conditions of that website, including but not limited to, its privacy policy.

This site is designed for your personal use

FIBT.com is for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from www.fibt.com. FIBT automatically collects certain technical information about each visitor, including: your IP address, type of device used, type of browser used, screen resolution, the URL you visited prior to arriving at www.fibt.com and your devices operating system. Your IP address tells us both your Internet Service Provider (ISP) and the general geographic location from which you are connecting. We may also use your IP address to track the date and time you accessed our site and what page(s) you visited. This information is used internally by FIBT to customize the end user web experience, including proper formatting of our web pages.

Use of Cookies or Tracking

To enhance your FIBT.com experience, we use ‘cookies’ or pixel tags to customize your visit to our site. Cookies are simple text files stored in your web browser on the device used to access FIBT.com. Cookies do not contain personal information and do not compromise your privacy or security, but rather create a random, simple tag that distinguishes different visitors to FIBT.com. Your device’s software and hardware used to access our site allow you to refuse or delete the cookie file at any time. Doing so, however, may limit your ability to take advantage of some features on our site. We do not currently respond to "do not track" signals, as we are trying to provide a personalized experience.

• Strictly necessary cookies – These ‘essential’ cookies are needed for you to browse our site, use it’s features and securely sign in.
• Preference cookies – These ‘functional’ cookies allow our site to customize your experience and remember your preferences like language, country or region and text sizes.
• Statistics cookies – These ‘performance’ cookies collect information about how you use our site, like which pages are most popular and which parts we can improve for you.
• Marketing cookies – These cookies are used to deliver content we think you’d like, including customized offers on new products and features or limit how many times you see this content.

We understand that you may want to know more about cookies. Here are some useful resources that provide detailed information about types of cookies, how they are used, and how you can manage your cookie preferences: www.aboutcookies.org or www.allaboutcookies.org.

Information Collected while Using the Application

While using the QR Code feature within the Zelle® application, and only with your prior permission, FIBT may collect or access photos and other information from your device's Contacts, Camera, and Photos applications. Any information collected or accessed by FIBT is used to provide features of the Zelle® service and/or to improve and customize the user experience. The information may be uploaded to our servers, or it may be simply stored on your device. You can enable or disable our access to this information at any time through your device settings.

We May Modify These Terms of Use

FIBT reserves the right, at our discretion, to change, modify, add or remove portions of this Online Privacy Policy at any time to comply with applicable state or federal regulations, utilize new technologies or to improve your FIBT.com experience. Please check back periodically to review our Online Privacy

Additional Online Banking Terms & Conditions Information

In addition to the terms above, further definition of Online Banking Terms & Conditions, as well as offered services are available for download.