4 Financial Literacy Tools to Start 2025 on the Right Foot
As the new year begins, many of us resolve to take better control of our finances. Whether your goal is to save more, spend smarter, or invest in the future, financial literacy is key to success.
To help you get started, we’ve compiled five trusted resources offering expert advice, tools, and education to help you achieve your financial goals in 2025.
The FDIC’s Money Smart program provides free educational materials to help people of all ages build stronger financial skills. The program includes online course, toolkits, and guides on topics like budgeting, saving, and managing debt.
2. MyMoney.gov
MyMoney.gov is the U.S. government’s central financial education website. Designed for all audiences, from students to retirees, it covers what it calls the five principles of money management: earn, save, protect, spend, and borrow. It also includes resources and links designed to help people navigate major life events, like the birth of a child, the purchase of a home, and unplanned events.
Military OneSource is an official Defense Department website with a wide range of resources for military personnel and their families, including personal finance tools. You’ll find guides designed to help service members budget and save, borrow, and protect their finances. Military members can even schedule meetings with financial counselors via this site.
4. AARP Money
The AARP is a trusted source of information for older adults planning for or living in retirement. The organization’s Money page features the latest financial news and advice for seniors. It also offers calculator tools that can help people estimate their Social Security benefits, calculate 401(k) and IRA savings, and make a plan to manage debt.
5. CFPB Youth Financial Education
The Consumer Financial Protection Bureau has developed a wide range of activities, resources, and lesson plans for educators, parents, and anyone interested in teaching kids about money. Curriculum covers a wide range of topics, including paying bills, managing risk, and saving for short- and long-term goals – and it’s tailored for specific age groups.
These resources can help you take control of your financial future, no matter your stage of life or personal goals. And of course, if you’re ready to open a savings account and start growing your savings at First International Bank & Trust, our team of financial experts is ready to help you get started, both online and in your local branch. Here’s to making 2025 a year of financial empowerment!