• Business
• ACH Payments
• Kotapay

Payroll and Transaction Processing with ACH Payments

Streamline transaction processing

ACH Manager, a browser-based ACH transfer processing solution, features streamlined, flexible and automated processing of ACH transactions with no accounting software necessary.

With ACH Manager, users are able to create ACH files online, enabling your business to run more efficiently with these benefits:

• Offer direct deposit to employees.
• Make invoice and tax payments.
• Perform fund transfers between financial institutions.
• Reduce paper check costs.

ACH payment options:

• Payment information entered into Business Online Banking’s ACH Manager.
• ACH file prepared with accounting software and uploaded into Business Online Banking’s ACH Manager.

What you need to know about ACH payments:

• ACH Payments are included in both Business Banking Tier 2 and 3.
• Deadline for file delivery varies. Please contact your local branch for details.
• First International Bank & Trust requires availability of funds prior to processing.

Let us help you automate your payroll and business transactions. Visit one of our First International Bank & Trust branches.

Find a Location

Can’t make it into a branch? No problem. Give us a call at your convenience.

Contact FIBT

Next Level Service and Security with Kotapay

Solutions First

A division of First International Bank & Trust, Kotapay, specializes in processing electronic transactions. Today’s regulatory landscape and the changing needs of the payments industry are best met with the resources only a financial institution can provide. Kotapay now brings even more efficiency and security to your transactions. Kotapay is uniquely situated to manage your electronic payments through advanced BSA/AML, risk mitigation metrics and expanded product offerings.

• ACH, including direct deposit, and Wire Drawdown, featuring Xcelerated® Returns & Corrections.
• Credit card information storage, and payment portals.
• Software solutions that simplify the electronic transaction process.

Learn more about services and solutions at Kotapay’s website.