Business Credit Cards

Roadside Dispatch

Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network.

Auto Rental Collision Damage Waiver

Provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.

Travel & Emergency Assistance

Puts the cardholder in touch with the appropriate emergency services should the need arise. Automatic common carrier accidental death and dismemberment coverage for cardholders and their eligible family members when they use a covered Visa card to purchase travel tickets.

Purchase Security and Extended Protection

Reimbursement to the cardholder in the event of loss, theft, damage, or fire within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.

One Point for Every $1 Spent

Earn one point per $1 spent on purchases made on any First International Bank & Trust EVOLVE Business or Business+ cards registered to your business.

No Cap on Rewards Points

There’s no cap on points and your points do not expire as long as your account remains open and the Rewards Program has not ended.

Accelerated Rewards

Combine points from all FIBT business and personal credit cards that come with LiveFirst Rewards to earn high value awards more quickly.

Redeem Points for Travel, Statement Credits, Merchandise & More

Enjoy automatic enrollment in LiveFirst Rewards. Redeem as you wish, as often as you wish for things or experiences that are meaningful to you or your business.

Air Travel Flexibility

Use rewards points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.

Secure Web & Mobile Access

You can access your account online to review transaction data, produce reports and monitor your business expenses, all through a secure, mobile-friendly, easy-to-use web browser interface.

Easy Account Creation

Create new accounts and order cards online. Receive new cards within 7 to 10 business days from submission, or request expedited delivery if a rush is required.

Real-Time Account Management

Define and control levels of access, set individual employee credit limits, review transactions, and restrict merchants and categories for which the card can be used.

Authorizations & Declines

View transaction authorizations and declines as they occur.

Manage Account Statements Online

Make payments from several different accounts or just one. You have the option to select statement amount, other amount or current balance.

View & Download Transaction Data

View and download standard and customized reporting: merchant category reports and transaction-level data at the account and cardholder level.

Transfer Data to Accounting Programs

Integrate and map data directly to your expense management or ERP systems.

Improve Expense Management

Understand and better manage expenses and vendor/category spend through reports and dashboards.

Apple Pay® & Google Pay™

Use your Visa Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.***

Contactless Payments

Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.

Roadside Dispatch

Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network.

Auto Rental Collision Damage Waiver

Provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.

Travel & Emergency Assistance

Puts the cardholder in touch with the appropriate emergency services should the need arise. Automatic common carrier accidental death and dismemberment coverage for cardholders and their eligible family members when they use a covered Visa card to purchase travel tickets.

Purchase Security and Extended Protection

Reimbursement to the cardholder in the event of loss, theft, damage, or fire within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.

One Point for Every $1 Spent

Earn one point per $1 spent on purchases made on any First International Bank & Trust EVOLVE Business or Business+ cards registered to your business.

No Cap on Rewards Points

There’s no cap on points and your points do not expire as long as your account remains open and the Rewards Program has not ended.

Accelerated Rewards

Combine points from all FIBT business and personal credit cards that come with LiveFirst Rewards to earn high value awards more quickly.

Redeem Points for Travel, Statement Credits, Merchandise & More

Enjoy automatic enrollment in LiveFirst Rewards. Redeem as you wish, as often as you wish for things or experiences that are meaningful to you or your business.

Air Travel Flexibility

Use rewards points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.

Secure Web & Mobile Access

You can access your account online to review transaction data, produce reports and monitor your business expenses, all through a secure, mobile-friendly, easy-to-use web browser interface.

Easy Account Creation

Create new accounts and order cards online. Receive new cards within 7 to 10 business days from submission, or request expedited delivery if a rush is required.

Real-Time Account Management

Define and control levels of access, set individual employee credit limits, review transactions, and restrict merchants and categories for which the card can be used.

Authorizations & Declines

View transaction authorizations and declines as they occur.

Manage Account Statements Online

Make payments from several different accounts or just one. You have the option to select statement amount, other amount or current balance.

View & Download Transaction Data

View and download standard and customized reporting: merchant category reports and transaction-level data at the account and cardholder level.

Transfer Data to Accounting Programs

Integrate and map data directly to your expense management or ERP systems.

Improve Expense Management

Understand and better manage expenses and vendor/category spend through reports and dashboards.

Apple Pay® & Google Pay™

Use your Visa Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.***

Contactless Payments

Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.

Roadside Dispatch

Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network.

Auto Rental Collision Damage Waiver

Provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.

Travel & Emergency Assistance

Puts the cardholder in touch with the appropriate emergency services should the need arise. Automatic common carrier accidental death and dismemberment coverage for cardholders and their eligible family members when they use a covered Visa card to purchase travel tickets.

Purchase Security and Extended Protection

Reimbursement to the cardholder in the event of loss, theft, damage, or fire within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.

Receive an annual cash rebate based on the volume of your total card spend. Rebates are offered within a tiered volume structure.

Secure Web & Mobile Access

You can access your account online to review transaction data, produce reports and monitor your business expenses, all through a secure, mobile-friendly, easy-to-use web browser interface.

Easy Account Creation

Create new accounts and order cards online. Receive new cards within 7 to 10 business days from submission, or request expedited delivery if a rush is required.

Real-Time Account Management

Define and control levels of access, set individual employee credit limits, review transactions, and restrict merchants and categories for which the card can be used.

Authorizations & Declines

View transaction authorizations and declines as they occur.

Manage Account Statements Online

Make payments from several different accounts or just one. You have the option to select statement amount, other amount or current balance.

View & Download Transaction Data

View and download standard and customized reporting: merchant category reports and transaction-level data at the account and cardholder level.

Transfer Data to Accounting Programs

Integrate and map data directly to your expense management or ERP systems.

Improve Expense Management

Understand and better manage expenses and vendor/category spend through reports and dashboards.

Apple Pay® & Google Pay™

Use your Visa Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.***

Contactless Payments

Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.