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Benefits

Comprehensive, competitive employee benefits are central to your career

At First International Bank & Trust, our employees are our most valued asset. Our benefit plans are specifically designed to offer you a wide range of options, programs, and resources to meet your needs. Based on your employment status, you’ll receive:

Health Insurance

First International Bank & Trust offers two group medical plans. The high deductible health plan (HDHP) featuring a Health Savings Account (HSA) provides both medical coverage and a pre-tax way to help build savings for future medical expenses. First International Bank & Trust contributes to your HSA each pay period. Matching contributions are based upon your employment status and your selected medical coverage. Coverage for this benefit begins after a specified waiting period.

Supplemental Medical Benefits

First International Bank & Trust offers convenient access to cost-effective group supplemental insurance benefits along with dental and vision insurance.

Wellness Program

At First International Bank & Trust we care about the well-being of our employees. We offer a wellness program to employees, so you have the resources and tools to help you understand your overall health all while earning incentives.

Life Insurance with AD&D Coverage

First International Bank & Trust provides, at no cost to you, group life insurance and accidental death and dismemberment insurance. Coverage for this benefit begins after a specified waiting period.

Disability Insurance

First International Bank & Trust provides short-term and long-term disability coverages in the event you become disabled. This benefit is offered at no cost to you and is available after a specified waiting period.

Parental Leave

First International Bank & Trust provides up to 4 weeks of paid parental leave to employees following the birth of a child or in connection with adoption. Full-time employees must be employed for 12 consecutive months to be eligible for this benefit.

Flexible Benefit Plan

First International Bank & Trust has a flexible benefits program, which allows you to use pre-tax dollars to pay for certain medical and dependent care expenses.

Personal Time Off (PTO)

At First International Bank & Trust, we believe in creating a healthy work-life balance for our employees. As a new employee, you will receive a generous PTO package. Depending on your start date, PTO will be pro-rated for the first calendar year of employment and is available for use after a specified waiting period. Thereafter, the full amount of PTO will be administered at the beginning of each new year.

Additionally, the amount of PTO you earn continues to accrue year-after-year as a reward for your years of service at First International Bank & Trust. Along with PTO, First International Bank & Trust observes most federal holidays.

Holidays

The following holidays are recognized - New Year’s Day, Martin Luther King Jr. Day, President’s Day, Memorial Day, Independence Day, Labor Day, Veteran’s Day, Thanksgiving and Christmas Day (or one other religious holiday).

401(k) Retirement Plan

After 12 consecutive months of your employment with First International Bank & Trust, during which you work at least 1,000 hours and attainment of age 21, you will be eligible for the employer match. First International Bank & Trust will match funds to a certain percentage of employee contributions, up to a maximum of 5%, dependent on your contributions and plan stipulations.

Employee Discounts

As an employee of First International Bank & Trust, you will have access to certain bank services at a discounted, reduced service charge.

School/Seminar Reimbursement

Upon management approval and continued tenure qualifications, First International Bank & Trust may pay costs for Banking school or any schooling or seminars that would enhance your job performance, enabling you to continue in your professional goals.


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If you have questions or need assistance with our application, please call First International Bank & Trust at (800) 359-8092 and ask to speak with Human Resources.

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